The government owes you money. Most businesses never claim it.
Three federal programs return real dollars to small businesses every year. Most eligible businesses never apply because nobody told them they qualified. Pick yours.
SR&ED Tax Credit
The most valuable tax credit available to Canadian small businesses — and most never claim it.
Amount
Up to $1,050,000 refundable
Canada Digital Adoption Program (CDAP)
Up to $15,000 grant to go digital — plus a $100K interest-free loan.
Amount
$15,000 grant + $100,000 loan
Canada Job Grant
The federal government covers 2/3 of your employee training costs. Most employers never claim it.
Amount
Up to $10,000 per employee
By province + grant
Province-specific eligibility guides
Each grant interacts with provincial credits and rules differently. Browse the matrix to see how SR&ED stacks with Quebec's 30% top-up, how CDAP delivery varies in Ontario vs Alberta, or how the Canada Job Grant administration changes per province.
Don't see one that fits your business?
The five core leak categories (tax, vendor, payroll, programs, operating) apply to every business. Run the free scan and we'll surface yours.
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